81 Months Past DUE !!! Select Portfolio Servicing (“SPS”) Loan Modification...
SPS Loan Modification Success Story Recently I helped a homeowner living in Valley Springs, CA obtain a HAMP trial loan modification from Select Portfolio Servicing (“SPS”). This file was one of the...
View ArticleSettle Your 2nd Liens (Junior Liens) Before It Is Too Late!
WARNING: Attempt To Settle Unpaid Second Liens Before It Is Too Late! When the housing crisis began in 2008 and house prices began to drop homeowners desperately began trying save their homes by...
View ArticleBank of America Home Equity Line of Credit (HELOC) Forgiven!!!
The Law Offices of Michael Gaddis recently negotiated the forgiveness of a charged off 2nd lien held by Bank of America. The homeowner, a resident of Valley, Center, CA, retained Michael Gaddis to...
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Michael Gaddis, J.D., the host of “The Michael Gaddis Show” on KCBQ AM1170 The Answer, dedicated a segment to discuss foreclosure alternatives for people facing issues with their home loans. Michael...
View ArticleLoan Modification Tips
Loan Modification Expert and Attorney, Michael Gaddis, J.D. provides tips to those attempting to obtain loan modifications on the October 7, 2015 episode of “The Michael Gaddis Show” on San Diego’s...
View ArticleSuccessful SunTrust Loan Modification Obtained in Oxnard, CA
The Law Offices of Michael Gaddis, APC recently obtained a loan modification from SunTrust for homeowners located in Oxnard, CA. This loan modification was EXTREMELY difficult due to the fact that the...
View ArticleThankful Thursdays- What are you thankful for?
Studies have show you can be happier when you practice thankfulness exercises. Please take a moment to share what you are thankful for today.The post Thankful Thursdays- What are you thankful for?...
View ArticleLoan Modification Suggestions for 2016: Are You In Danger of Losing Your Home?
Loan Modifications in 2016 I wanted to start out 2016 by sharing my recent experiences with assisting homeowners in their efforts in obtaining a loan modification and/or preventing a foreclosure....
View ArticleReceived a Notice of Default (“NOD”): What are some of your options?
Although the peak of the housing crisis is in the rearview mirror, Notice of Defaults (“NOD”) and Trustee Sales continue for many homeowners. The question is “What do you do when you receive a NOD?”...
View ArticleLoan Modifications & Short Sales: The Importance of Being Realistic
Loan Modification Expert, Michael Gaddis, J.D., recently discussed the importance of being realistic when attempting to obtain a loan modification or short sale from lenders such as Wells Fargo, Bank...
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